Annual and Aggregate Loan Limits

The Federal Family Education Loan Program (FFELP) has limits on how much can be borrowed each academic year. Loans first disbursed on or after July 1, 2008. Please refer to the following chart for current FFELP limits:

Federal Stafford Loans for Undergraduate Dependent Students

Grade Level
Base Amounts*
Additional Unsubsidized
Total Amounts
Freshman
(0-29 hours)
$3,500
$2,000
$5,500
Sophomore
(30+ hours)
$4,500
$2,000
$6,500
Aggregates
$23,000
$8,000
$31,000

 

Federal Stafford Loans for Undergraduate Independent Students

Grade Level
Base Amounts*
Additional Unsubsidized
Total Amounts
Freshman
(0-29 hours)
$3,500
$6,000
$9,500
Sophomore (30+ hours)
$4,500
$6,000
$10,500
Aggregates
$23,000
$34,500
$57,500

For more information on Borrower Benefits click here.

 

 

 

 

 
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